Is one of your New Year’s resolutions budget-related? If so, you’re not alone; saving money and reducing debt are among the most popular New Year’s resolutions once again. As a busy resident, however, you may feel as though you have neither time nor mental energy to devote to your budget.
If that’s the case, check out this roundup of budgeting apps. These apps will help keep track of your incoming and outgoing funds so that you can save more, spend better and stress less in the process:
The father of finance apps, Mint allows you to manage all aspects of your money right from your phone, tablet or desktop. Add your bank account information, and Mint will automatically log and categorize your transactions. Graphs enable you to see how you’ve spent your money, and bill reminders provide peace of mind.
2. Dollarbird ($1.99) | iPhone
Dollarbird lets you manage your finances through a calendar interface so that you can plan, spend and save with future expenses in mind. Easily add transactions, make note of future incoming and outgoing funds, and set reminders for bills — all without registering or providing any bank account data.
Check manages your bills so that you don’t have to. Simply connect to your bank and credit card accounts through the app, and it will remind you when bills are due or funds are low. It will also enable you to make or schedule bill payments and view all of your bills and accounts in one place.
4. Budgt ($1.99) | iPhone
One of the easiest budgeting apps to use, Budgt lets you enter your income and expenses, and then it calculates the difference to create a daily budget. You can quickly see how much you can spend in a given day—in light of your other expenses that month. No bank account or credit card information required.
Though this app charges monthly or yearly subscription fees, it allows you to track expenses, organize your bills and manage all aspects of your budget. You can compare your rate of spending to that of previous months, create one-time or recurring budgets, plan for future expenses and save all your data to the website for easy desktop access.
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